:root{--brand:#1E62D0;--brand-dark:#164EA8;--brand-bg:#E8EFFA;--navy:#0F2540;--ink:#1A1A1A;--ink-soft:#5f6670;--hair:#E3E6EB;--bg:#F6F7F9;--panel:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:"Hiragino Kaku Gothic ProN","Hiragino Sans","Yu Gothic","Noto Sans JP",sans-serif;color:var(--ink);background:#fff;line-height:1.8;font-size:16px;-webkit-font-smoothing:antialiased}
a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header{border-bottom:1px solid var(--hair);background:#fff;position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-weight:800;font-size:20px;color:var(--navy);letter-spacing:.02em}.logo small{font-weight:600;font-size:12px;color:var(--ink-soft);margin-left:6px}
.nav ul{list-style:none;display:flex;gap:22px;margin:0;padding:0}.nav a{color:var(--ink);font-size:14px;font-weight:600}
.hero{background:linear-gradient(180deg,var(--brand-bg),#fff);padding:64px 0 48px}
.hero h1{font-size:34px;line-height:1.35;margin:0 0 14px;color:var(--navy)}
.hero p{font-size:17px;color:var(--ink-soft);margin:0 0 22px;max-width:640px}
.badges{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 0}.badge{background:#fff;border:1px solid var(--hair);border-radius:999px;padding:6px 14px;font-size:14px;font-weight:600;color:var(--navy)}
.btn{display:inline-block;background:var(--brand);color:#fff;padding:12px 22px;border-radius:8px;font-weight:700;font-size:15px}.btn:hover{background:var(--brand-dark);text-decoration:none}
.btn.ghost{background:#fff;color:var(--brand);border:1px solid var(--brand)}
section{padding:48px 0}section h2{font-size:24px;color:var(--navy);margin:0 0 20px;padding-left:14px;border-left:5px solid var(--brand)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:18px}
.card{background:var(--panel);border:1px solid var(--hair);border-radius:12px;padding:22px}.card h3{margin:0 0 8px;font-size:17px;color:var(--navy)}.card p{margin:0;color:var(--ink-soft);font-size:15px}
.num{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--brand);color:#fff;font-weight:800;margin-bottom:10px}
.kv{width:100%;border-collapse:collapse;font-size:15px}.kv th,.kv td{border-bottom:1px solid var(--hair);padding:14px 10px;text-align:left;vertical-align:top}.kv th{width:32%;color:var(--ink-soft);font-weight:600;white-space:nowrap}
.note{background:var(--bg);border-radius:10px;padding:16px 18px;font-size:14px;color:var(--ink-soft)}
.legal h2{font-size:20px;margin:28px 0 8px}.legal h3{font-size:16px;margin:22px 0 6px;color:var(--navy)}.legal p,.legal li{font-size:15px}.legal ul{padding-left:1.3em}
footer{border-top:1px solid var(--hair);padding:28px 0;font-size:13px;color:var(--ink-soft)}footer ul{list-style:none;display:flex;flex-wrap:wrap;gap:16px;padding:0;margin:0 0 10px}
@media (max-width:640px){.nav{flex-wrap:wrap;height:auto;padding:10px 0 8px}.nav ul{width:100%;flex-wrap:wrap;gap:6px 14px;margin-top:6px}.nav a{font-size:13px}.hero h1{font-size:26px}.hero{padding:40px 0 32px}section{padding:36px 0}.kv th{width:36%}}